Edelman Financial Engines, LLC

Edelman Financial Engines, LLC is an independent wealth management and financial planning firm serving individuals, families, employers and workplace plan participants across the United States. The firm reports 1.21m clients and $337bn in client assets under management as of June 30th 2026, and operates from more than 145 locations, supported by a national planner team that also advises clients virtually.

Its services combine comprehensive financial planning with fiduciary investment management. Personal financial planners work alongside specialists in investment, retirement, tax, insurance and estate planning, covering coordinated personal financial planning, retirement-income planning for individuals and workplace participants, tax guidance, insurance reviews and estate-planning support. Employers can also offer financial wellness programmes to their workplace plan participants. Investment management relies on a patented investment methodology, with portfolio allocations and risk aligned to each client's goals, time horizon and risk tolerance.

The technical work behind this advice spans investment modelling, portfolio allocation and risk modelling, retirement-income planning, tax planning and estate planning. The firm's analytical tools trace back to work by the Nobel Prize-winning economist William F. Sharpe, with the stated aim of making sophisticated investment analysis available to individual investors. It was founded by Ric Edelman around the belief that everyone deserves a trusted financial advocate. The firm operates as a fiduciary and offers clients both in-person and virtual access to advisers.